Unlocking Homeownership
Helping Coloradans unlock homeownership through innovative partnerships and smart homeownership solutions.
Making Homeownership Possible for More Coloradans
Thrive KEY is an initiative, created by Thrive Home Builders, designed to help everyday Coloradans unlock homeownership at more attainable prices than ever!
Through innovative partnerships with non-profits and state and local governments, Thrive KEY is creating new ways to provide high-quality, energy efficient new homes for people who are finding today’s housing market difficult to break into – including teachers, healthcare workers, first responders, young professionals, families and anyone who simply needs a smarter, more affordable homeownership solution.
The home we’ll build for you through Thrive KEY includes all the features that Thrive Home Builders is known for…like owned solar, energy efficiency and superior indoor air quality!
Current Opportunities
80% AMI Opportunities at Loretto Heights
We’ve partnered with Elevation Community Land Trust (ECLT) to bring more attainable pricing and down payment assistance of up to $50,000 to qualified buyers earning at or below 80% of area median income (AMI). Don’t miss this amazing opportunity to own a Thrive home in one of Denver’s most exciting neighborhoods!
All homes in this community are built by Thrive Home Builders and feature our award-winning, all-electric home design, focused on energy efficiency, healthier indoor air, sustainability and long-term comfort.
Thrive KEY Pricing with ECLT*
- 2-bedroom homes priced at $301,000
- 3-bedroom homes priced at $323,000
- 4-bedroom homes priced at $339,000
*Pricing and income levels subject to change based on market conditions and program requirements. Final income determinations will be completed after submission of full application.
2026 ECLT 80% AMI Income Limits*
| Household Size | 2026 Income Limits | Asset Limits |
|---|---|---|
|
1 |
$74,800 |
$140,000 |
|
2 |
$85,450 |
$155,000 |
|
3 |
$96,150 |
$170,000 |
|
4 |
$106,800 |
$185,000 |
|
5 |
$115,350 |
$200,000 |
|
6 |
$123,900 |
$215,000 |
Unlocking Homeownership Starts With One Simple Step
Step 1:
Tell us you’re interested
Enter your contact information into the form below and we’ll get the process started!
Step 2:
See what you qualify for
We’ll work together with you and our partners to determine which homeownership solutions you may qualify for depending on your income level and household size.
Is your income level too high for 80% AMI opportunities? Thrive KEY will offer opportunities for homebuyers earning up to 100% area median income, so don’t hesitate to contact us, we’ll help you navigate your options!
Step 3:
We’ll connect you to the right resources
You’ll work directly with one of our nonprofit or community partners to complete additional eligibility requirements and paperwork.
Step 4:
Build your Thrive home!
Congratulations! Once approved, you’ll reserve your home and work directly with our team as we guide you through the homebuilding process.
Ready to get started?
Enter your contact information below to begin your homebuying journey. We’re excited to get started with you!