Unlock Exclusive Savings on Your New Home with Our Rate Buydown with rates as low as 3.75%  

Rates were effective on 01/27/2026 and may be different at time of lock.  This rate is valid for new contracts written on select move-in ready homes closing before March 15, 2026 only. This promotion cannot be applied in addition to any other promotions from Thrive Home Builders. See Community Sales Manager for details. The ARM interest rates advertised are based FHA 5-year ARM and conventional 5-year ARM, rate is fixed for the first five years and then becomes adjustable, minimum down payment of 3.5% (FHA) and 10% (conventional), 680 FICO or higher (FHA) and 740 FICO or higher (conventional) for this promotion. Fixed rates based on minimum down payment of 3.5% (FHA) and 10% (conventional), 680 FICO or higher (FHA) and 740 FICO or higher (conventional) for this promotion.  If the borrowers do not meet these credit score and down payment thresholds, the promotion may change.  The promotion requires buyers to use Thrive Home Builders’ preferred lender, Ross Barrett, NMLS #514794 with Guild Mortgage Company NMLS #3274. Not all borrowers will qualify as certain restrictions apply on all programs, including but not limited to the credit qualifications and debt ratio thresholds. The information contained in this material is not a guarantee to extend credit or lend. Terms and conditions are subject to change without notice – Equal Housing Lender.